There are lots of ways to budget, but if you pick a spreadsheet, where do you even start? Staring at a blank budget spreadsheet can be daunting. You don’t have to go it alone though. A spreadsheet ...

Andrew Ngai is a 37-year-old Australian actuary with an unexpected side gig: Microsoft Excel world champion. Ngai has competed against fellow Excel enthusiasts since 2018, and won his third straight ...

If you’re trying to achieve financial independence or just keep better track of your money, you need to be using a budget. It’s non-negotiable. While there are plenty of budgeting apps out there, you ...