Greg Daugherty has worked 25+ years as an editor and writer for major publications and websites. He is also the author of two books. Vikki Velasquez is a researcher and writer who has managed, ...

Our top picks include State Farm, Ethos and Lantern.

Burial insurance, or final expense insurance, is a life insurance policy with low coverage amounts designed to cover final expenses. It requires no medical exam and is generally purchased by people wh ...

Protective has some of the lowest average term life insurance rates among the insurers we analyzed. Its permanent life insurance policies are also cost-competitive and the insurer receives strong ...

MassMutual’s flexible payment options are best for those interested in paying off policies early. New York Life is known for fast applications while Penn Mutual has lots of rider options to customize ...