Credit scores condense your report into a score aiding lenders' quick decisions. FICO® Scores, most used in loans, range from 300 to 850; higher is better. High FICO® Scores improve loan approval ...

Nearly 82% of new car buyers took out a loan or lease in 2025, according to Experian, as did more than 35% of used car buyers. Your credit score significantly impacts whether you'll get approved for a ...