Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. The default rate is the percentage of outstanding loans a lender writes off as unpaid after ...

This concept isn’t new—in fact, it is the essence of representational state transfer (REST). Instead of converting to a ...

During a White House roundtable on Monday tied to a new $12 billion “bridge payment” plan, President Donald Trump said his administration will move quickly to ease environmental requirements affecting ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Weekly roundup exploring how cyber threats, AI misuse, and digital deception are reshaping global security trends.

This important study combines optogenetic manipulations and wide-field imaging to show that the retrosplenial cortex controls behavioral responses to whisker deflection in a context-dependent manner.

Defaulting on a loan significantly lowers your credit score and often requires full repayment. Contacting the lender can lead to adjusted repayment terms, helping avoid severe penalties. Federal ...