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0:40
YouTube
Kevin Jefferson - The People's Lender
Cash-Out Refi vs Rate & Term: Why Your Payment Changes
When you refinance, your monthly payment usually changes — it just depends on which type of refinance you choose. Cash-Out Refinance: You’re pulling equity (cash) out of your home to pay off debt or cover expenses. Even if the interest rate drops, the loan amount increases, so your monthly payment can go up. Rate & Term Refinance: The goal ...
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