The Brief India on Instagram: "“Spend on Memories, Not Just Material Things” Sharan Hegde on Smart Living. Speaking on Ranveer Allahbadia’s podcast, finance creator Sharan Hegde cautioned youngsters against falling for “no-cost EMI traps” and splurging on luxury gadgets, sneakers or bags just to keep up with peers. He urged people to understand timing and priorities instead of chasing trends like the latest iPhone simply for social validation. Hegde said he strongly believes money is best spent